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Maxium Programs DO & LP - Direct to Fannie/Freddie FHA & VA Automated Underwriting 1 hour approvals All Conventional, Subprime available Purchase, Refinance, Debt Consolidation
Stated Income, Stated Asset options No Income, No Asset options Rental Property acquistion, cash refi Hard Equity Direct Lender.
Difficult credit
Slow pay collection Bruised credit Bankruptcy one day out of Chapter 7 Foreclosure Difficult to document Short job history
Income and cashflow Self-Employement Tax loss Assets, funds, and financial holdings High Ratios Stated income to 100% Back ratios to 65% with subprime Programs No income LTV’s to 95%
Second homes/condos/condotels
Land/lots Acquisition & development loans
Building site/lots held for later building
Non-conforming property/rural property
Acreage-Unusual zoning Modular/manufactured/mobile homes Large acreage non farm property Properties with high land/improved ratio Farms & hobby farms
Working farms & ranches to 6 million
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